Operational Risk Analysis
The Silent Gap Between Payroll and Finance
Most Singapore companies process payroll every month, yet few have a robust control layer sitting above it. Calculations happen, but are they properly reconciled? This control gap leaves business leaders exposed to audit surprises and board scrutiny. ReemPay bridges this divide by providing a defensible sign-off process.
Specialist control sitting above payroll
We don’t just process data; we provide the governance and reconciliation layer that makes your payroll defensible, clear, and ready for finance review.
Monthly CPF Reconciliation
Full cross-checks between what was calculated, submitted, and provisionally recommended for payment. We identify discrepancies before they become complex audit headaches.
Finance-Ready Reporting
Monthly outputs designed for CFOs. Clear exception tracking and formatted reports that plug directly into your finance system without manual rework.
Payroll Proof & Evidence
We compile the complete month-end proof pack. Fully evidenced submissions and payments that stand up to board scrutiny and external auditors.
CPF Sign-off Packs
Expert review of wage ceilings, treatment of exceptions, and joiner/leaver adjustments to ensure total compliance with every monthly CPF submission.
THE CONTROL LAYER PROCESS
The Journey to a CFO-Ready Monthly Pack
Each month, we transform raw payroll outputs into a single, audit-ready control pack. Every step is traceable, reconciled and documented so HR, payroll and finance can sign off with confidence.
2. CPF Engine & Variance Checks
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Your data runs through our control engine, calculating CPF by age band and status while checking wage ceilings, additional wages and edge cases. Every employee row is tagged with clear OK / REVIEW flags.
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1. Secure Data Intake
We receive your monthly payroll data through the secure, SharePoint platform. Key employee data i.e. fields, wage types and CPF statuses are standardised from day one.
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3. Submitted vs Calculated Reconciliation
Once submissions are made, we reconcile your reported CPF totals against our calculated view. Any variances are isolated by employee, with a focused REVIEW list for HR, payroll and finance to clear before sign-off of both payment and postings.
4. Exceptions & Control Dashboard
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We surface the key control checks in one view – from missing data and low-wage rules to AW ceilings and variance counts. Severity levels and commentary fields turn technical findings into clear actions for your team.
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5. CFO-Ready Proof & Journals Pack
The month closes with a single, CFO-ready pack: headline CPF KPIs, movement and journal templates, and a control status summary. Everything is designed to plug straight into your month-end close and audit file.
The Control Layer Your Business Needs to Scale Securely
Absolute Clarity
We eliminate the 'black box' of payroll calculation. Every CPF rule, wage ceiling, and exception is surfaced and evidence-backed, providing total transparency for finance leads.
Complete Defensibility
Gain a robust trail of calculated versus submitted data. Our monthly sign-off packs ensure your CPF process is defensible under board scrutiny and ready for any auditor question.
Audit-Ready Scale
Scale your Singapore operations without ballooning your finance headcount. We provide a professional, reconciled control layer that ensures your month-end is always finance-ready.
CPF Clarity: The Month-End Essentials
Navigating Singapore's CPF rules requires more than just processing. It requires a specialist control layer to ensure every contribution is reconciled, explained, and signed off.
